Last Updated: August 16, 2026

Welcome to Lucky Penny Studio.

These Terms & Conditions govern your use of www.luckypennystudio.com, as well as your purchase or use of any digital products, templates, resources, or services offered by Lucky Penny Studio.

By visiting this website, purchasing a product, or using our services, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use this website or purchase our products or services.

These terms exist to protect both of us, clarify what you can expect from Lucky Penny Studio, and keep things running smoothly.

1. WHO WE ARE
Lucky Penny Studio is owned and operated by Jen Stevens/Jen Stevens Publishing, LLC, located in Michigan.

Throughout these Terms, "Lucky Penny Studio," "Lucky Penny," "we," "us," and "our" refer to Lucky Penny Studio and its owners, employees, contractors, and representatives.

"You," "your," or "client" refers to anyone accessing this website or purchasing our products or services.

2. USING THIS WEBSITE
You may use this website for lawful purposes and for your own personal or legitimate business use.
You agree not to:
  • Use this website for anything unlawful or fraudulent.
  • Attempt to gain unauthorized access to the website or its systems.
  • Interfere with the website's operation or security.
  • Copy, reproduce, scrape, or republish substantial portions of the website without written permission.
  • Use our website, content, or materials to create a competing product or service.
  • Impersonate Lucky Penny Studio or misrepresent your relationship with us.
  • Upload or transmit malicious code, viruses, or other harmful material.

We reserve the right to restrict or terminate access to the website if we believe these Terms have been violated.

3. OUR SERVICES
Lucky Penny Studio provides website design and related creative services, which may include:
  • Showit website templates
  • DIY website templates
  • Semi-custom website design
  • Fully custom website design
  • Website customization
  • Website setup and development
  • SEO setup and optimization
  • CRM and email marketing integrations
  • Branding and visual identity services
  • Website strategy
  • Website-related consulting
  • Other creative or digital services described on our website

The specific services included in your purchase will be outlined on the applicable sales page, checkout page, proposal, invoice, or Client Agreement.

Your individual Client Agreement takes precedence over these general website Terms if the two documents conflict.

4. DIGITAL PRODUCTS & SHOWIT TEMPLATES
Some Lucky Penny Studio products are digital products, including Showit website templates, resources, guides, graphics, and other electronically delivered materials.

Because digital products cannot be physically returned once delivered, all digital product sales are final unless otherwise stated at the time of purchase or required by applicable law.

When you purchase a digital product, you receive a limited license to use that product according to the terms of your purchase. You do not receive ownership of the underlying design, intellectual property, source materials, or original creative work belonging to Lucky Penny Studio.

5. TEMPLATE LICENSE
When you purchase a Lucky Penny Studio Showit template, you are purchasing a license to use that template for your own website, business, or author brand, subject to the terms of your purchase.

You may:
  • Customize the template for your own brand.
  • Add, remove, or modify text, images, colors, fonts, and other permitted elements.
  • Use the resulting website as your own website.
  • Use screenshots of your completed website for your own marketing or portfolio purposes.

You may not:
  • Resell the template.
  • Redistribute the template.
  • Share your template access with another person.
  • Give the template to another author, business, client, friend, or colleague.
  • Use the template to create websites for clients unless you have purchased a license that expressly permits this.
  • Upload or distribute the template elsewhere.
  • Copy substantial portions of the design to create a competing template.
  • Claim the original template design as your own.
  • Reproduce, package, or sell the template as part of another product.
  • Share template files, access links, or other materials with people who have not purchased the applicable license.

Your template purchase is not a purchase of the template's copyright.

Lucky Penny Studio retains ownership of the underlying template and its original design.

6. TEMPLATE CUSTOMIZATION & DIY RESPONSIBILITY
When you purchase a DIY template and choose to customize it yourself, you are responsible for implementing your own edits, adding your content, connecting your accounts, and maintaining your website.

Lucky Penny Studio provides the materials and instructions described with the product, but we cannot guarantee that every third-party integration, Showit feature, browser, device, font, or external service will behave exactly as it did when the template was created.

If you decide during your DIY project that you would rather have Lucky Penny Studio take over the customization, you may purchase our template takeover service if available.

The scope, availability, and pricing of that service will be provided separately.

7. SHOWIT & THIRD-PARTY SERVICES
Lucky Penny Studio designs websites for use with third-party platforms and services, including Showit and other platforms that may be used for email marketing, CRM, domains, analytics, scheduling, payments, and other integrations.

These services are owned and operated by third parties and are subject to their own terms, policies, pricing, availability, and functionality.

Lucky Penny Studio is not responsible for:
  • Changes made by third-party platforms.
  • Outages or downtime.
  • Changes to platform features.
  • Discontinued features.
  • Pricing changes.
  • Account suspensions.
  • Third-party technical errors.
  • Compatibility issues caused by changes made after your project is completed.

You are responsible for maintaining your own accounts with third-party providers and paying any applicable subscription or service fees.

8. CUSTOM & SEMI-CUSTOM WEBSITE PROJECTS
When you purchase a semi-custom or fully custom website service, you may be required to sign a separate Client Agreement.

That agreement may contain specific details regarding:
  • Project scope
  • Deliverables
  • Payment schedule
  • Project timeline
  • Revision limits
  • Client responsibilities
  • Content deadlines
  • Cancellations
  • Rescheduling
  • Project pauses
  • Launch requirements
  • Ownership and licensing
  • Additional services
  • Other project-specific terms

The Client Agreement forms part of your agreement with Lucky Penny Studio and should be reviewed carefully before your project begins.


9. CLIENT RESPONSIBILITIES

  • Lucky Penny Studio is responsible for providing the design and services included in your selected package.
  • You are responsible for providing the materials required to complete your project, including, where applicable:
  • Website copy
  • Photographs
  • Book covers
  • Logos
  • Brand assets
  • Links
  • Account access
  • Legal policies
  • Product information
  • Other requested content

You are responsible for ensuring that any content you provide is accurate and that you have the legal right to use it.

If required content, feedback, approvals, or account access are delayed, your project timeline may also be delayed.

10. SEO DISCLAIMER
Lucky Penny Studio may provide SEO strategy, setup, or optimization as part of certain services.

We will use reasonable professional practices to optimize your website based on the scope of your project.
However, SEO services do not guarantee specific search engine rankings, website traffic, sales, book sales, newsletter subscribers, or other business results.

Search engines frequently change their algorithms, and rankings are influenced by factors outside of our control.
We can optimize your website for search engines. We cannot personally negotiate with Google.

11. RESULTS DISCLAIMER
We want your website to help your business grow.

However, Lucky Penny Studio does not guarantee any specific business, financial, marketing, sales, or audience-growth results from our websites, branding, SEO, strategy, or other services.

Your results depend on many factors outside our control, including your products or services, pricing, audience, marketing, advertising, publishing activity, market conditions, customer behavior, and your own implementation.
Any testimonials or examples shown on this website represent the experiences of those particular clients and are not promises or guarantees of future results.

12. INTELLECTUAL PROPERTY
Unless otherwise stated, all original content and creative materials on this website belong to Lucky Penny Studio or are used with appropriate permission or licensing.

This includes:
  • Website copy
  • Branding
  • Logos
  • Graphics
  • Illustrations
  • Photographs
  • Templates
  • Layouts
  • Website designs
  • Mockups
  • Videos
  • Downloads
  • Guides
  • Educational materials
  • Original graphics
  • Other creative content

You may not copy, reproduce, distribute, modify, sell, license, or create derivative works from our intellectual property without prior written permission.

13. YOUR CONTENT
You retain ownership of the original content and materials you provide to Lucky Penny Studio.

This may include:
  • Manuscripts
  • Book covers
  • Photographs
  • Logos
  • Brand assets
  • Website copy
  • Illustrations
  • Other original materials

By providing these materials to us, you grant Lucky Penny Studio permission to use, reproduce, modify, and display them only as reasonably necessary to provide your purchased services.

You represent that you have the legal right to provide and use those materials.

You are responsible for any claims arising from materials you provide that you do not have permission to use.

14. PORTFOLIO & MARKETING RIGHTS
We love showing off good work.
Unless you specifically request otherwise in writing, you grant Lucky Penny Studio permission to display completed work created for you in our:
  • Portfolio
  • Website
  • Social media
  • Case studies
  • Promotional materials
  • Marketing materials
  • Presentations
  • Other business-related materials

We may also identify your business, author name, website, or project when displaying the work.
If your project contains confidential, unreleased, or time-sensitive material, please notify us before the project begins so we can discuss appropriate portfolio restrictions.

15. PHOTOGRAPHY, FONTS & THIRD-PARTY ASSETS
Some projects may incorporate fonts, stock photography, illustrations, plugins, applications, or other third-party assets.

These assets may be subject to separate licensing terms.

Unless specifically stated otherwise, your purchase from Lucky Penny Studio does not automatically grant you a separate license to third-party assets.

You are responsible for maintaining any licenses or subscriptions required for assets you continue to use after your project is complete.

16. PAYMENTS & REFUNDS
Prices for our products and services are listed on our website or provided through a proposal or invoice.

Payment terms for custom and semi-custom projects will be outlined in your applicable Client Agreement.

Unless otherwise stated, digital products are final sale and are not eligible for refunds or exchanges.

For custom and semi-custom services, cancellation and refund terms will be governed by your applicable Client Agreement.

Nothing in these Terms is intended to limit any rights you may have under applicable consumer protection laws.

17. PROJECT DELAYS
We understand that life happens.

Launches move. Books get delayed. Kids get sick. Sometimes the thing you thought would take two days takes two weeks.

If you need additional time, communicate with us as soon as possible.

If a project is delayed for an extended period because required client materials, feedback, approvals, or account access have not been provided, Lucky Penny Studio reserves the right to reschedule the project according to our availability and/or apply any applicable fees outlined in your Client Agreement.

18. COMMUNICATION
Good communication makes good projects.

We will communicate with you using the methods outlined in your project materials or Client Agreement.

You are responsible for checking your email and responding within the requested timeframe.

If we do not hear from you for an extended period, your project may be paused or rescheduled.

19. WEBSITE ACCESS & HANDOFF
Once your project has been completed and all required payments have been received, Lucky Penny Studio will provide the access, files, or handoff materials included in your package.

Unless otherwise stated, ongoing hosting, platform subscriptions, domain registration, email marketing subscriptions, CRM subscriptions, plugins, and similar third-party costs are the client's responsibility.

20. WARRANTIES & DISCLAIMERS
This website and its content are provided on an "as is" and "as available" basis to the fullest extent permitted by applicable law.

Lucky Penny Studio does not guarantee that:
  • The website will always be available.
  • The website will always be error-free.
  • Third-party services will remain available.
  • All information will always be current.
  • The website will meet every particular purpose.
  • Your use of our services will produce a particular business result.

We will make reasonable efforts to provide accurate information and quality services, but technology occasionally chooses chaos.

21. LIMITATION OF LIABILITY
To the fullest extent permitted by applicable law, Lucky Penny Studio will not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of our website, products, or services.
This includes, without limitation, loss of:
  • Income
  • Revenue
  • Profits
  • Customers
  • Business opportunities
  • Data
  • Goodwill
  • Anticipated business results

To the extent permitted by law, Lucky Penny Studio's total liability relating to a product or service will not exceed the amount you paid to Lucky Penny Studio for that specific product or service.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law.

22. INDEMNIFICATION
To the fullest extent permitted by law, you agree to indemnify and hold harmless Lucky Penny Studio, its owners, employees, contractors, and representatives from claims, damages, liabilities, losses, and reasonable expenses arising from:
  • Your misuse of our website.
  • Your violation of these Terms.
  • Your violation of another person's rights.
  • Materials or content you provide to us.
  • Your unlawful use of our products or services.

23. THIRD-PARTY LINKS
Our website may contain links to websites, products, or services operated by third parties.

These links are provided for your convenience and do not necessarily constitute an endorsement.

Lucky Penny Studio is not responsible for the content, availability, security, privacy practices, or policies of third-party websites.
If you leave our website, you are officially in their neighborhood now. Their rules apply.

24. AFFILIATE LINKS
From time to time, Lucky Penny Studio may recommend products, services, software, or resources through affiliate links.

If you purchase something through an affiliate link, we may receive a commission or other compensation.

We will only recommend products or services that we believe may be useful to our audience.

You are responsible for deciding whether a third-party product or service is right for you.

25. TESTIMONIALS
Lucky Penny Studio may share testimonials, reviews, or feedback from clients.

These represent the individual experiences and opinions of those clients and are not guarantees of your own experience or results.

We will not intentionally alter the meaning of a testimonial in a misleading way.

26. PRIVACY
Your privacy matters.

Our collection and use of personal information is governed by our Privacy Policy, which forms part of these Terms.
Please review our Privacy Policy before using our website or submitting personal information.

27. TERMINATION
Lucky Penny Studio reserves the right to suspend or terminate your access to our website, digital products, or services if you violate these Terms or engage in conduct that materially interferes with our ability to operate our business.

Termination does not eliminate obligations that arose before termination.

Any provisions intended to survive termination, including intellectual property, payment obligations, limitations of liability, indemnification, and dispute provisions, will continue to apply.

28. CHANGES TO THESE TERMS
Lucky Penny Studio may update these Terms from time to time.

When changes are made, we will update the "Last Updated" date at the top of this page.

Your continued use of the website after updated Terms are posted constitutes acceptance of the revised Terms, to the extent permitted by applicable law.

29. SEVERABILITY
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

30. GOVERNING LAW
These Terms are governed by the laws of the State of Michigan, without regard to its conflict-of-law principles.
Any dispute arising from these Terms or your use of our website or services will be handled in the courts having appropriate jurisdiction in the State of Michigan, unless otherwise required by applicable law.

31. ENTIRE AGREEMENT
These Terms, together with our Privacy Policy and any applicable Client Agreement, constitute the agreement governing your use of our website and purchase of our products and services.

If a separate written Client Agreement applies to your project, the terms of that agreement will control where there is a conflict between the two.

32. QUESTIONS?
Something confusing?
Found a loophole?
Just want to make sure you didn't accidentally agree to sell us your firstborn?
Please reach out.

Lucky Penny Studio
[email protected]
luckypennystudio.com

Terms and conditions